Solutions to the problem

Before thinking about the product multiple solutions must be made in which tackle the issue present. Rather than thinking about a device specific resolution, multiple platforms have been explored. These are outlined below:

Website

A solution in which to get money when forgetting your bank card is that of a specific area within your online banking system in which lets you print off a token in which may be perceived in a cheque format when printed out. 

Limits-Very time consuming, need access to a computer/internet, printer needed, time consuming for the company.

Fingerprint

A solution in which involves a simple fingerprint. Card machines will express a format in which allows access to your account directly through a fingerprint. 

Limits-Card machines would have to be adapted with fingerprint technologies, fingerprints may be copied when placed on object-stolen identification, Bank customers would have to make time and get their fingers scanned in at the bank. 

App

An app in which allows for a contactless payment to be taken directly from your account. 

Limits-Security, need wifi. 

After completing this exercise it is evident that certain design ideas lack innovative faster solutions. Click count is also a present factor when considering these designs. From this the best method would be that of an app as it allows for a more direct, personal approach.