Seperating my app from the pre-existing apple pay/wallet

Apple pay is an app version of contactless although you are unable to buy from all stores only selected. There is also a £30 purchase limit, which means no positives are gained from contactless.


Factors in which the app doesn't include that mine would include:

• Smaller click count
• Balance checker
• ID
• Works in all stores
• No contactless limit
• Links straight to back so no non-visible contactless payments. 
• Designed with a younger audience in mind